Onsite Insurance

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What is homeowners insurance?

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.


¿Qué propietarios es el seguro?

El seguro de propietarios proporciona la protección financiera contra desastres. Una política estándar asegura la casa sí mismo y las cosas que usted guarda en ello.

El seguro de propietarios es una política de paquete. Este significa que esto cubre tanto daño a su propiedad como su responsabilidad o responsabilidad legal de cualquier herida y daño a la propiedad que usted o los miembros de su familia causan a otra gente. Este incluye el daño causado por animales domésticos de casa.


 El daño causado por la mayor parte de desastres es cubierto, pero hay excepciones. Los más significativos son el daño causado por inundaciones, terremotos y mantenimiento pobre. Usted debe comprar dos políticas separadas para cobertura de terremoto e inundación. Los problemas relacionados con el mantenimiento son la responsabilidad de los propietarios.







Insurance Information

Western Heritage also offers insurance services to meet all of your needs.  Let us give you a custom designed quote tailored to fit your individual needs.  Contact our insurance agent to see how we can meet your financial or insurance necessities.


In regards to insurance questions, please contact your agents;

  Evelyn Enriquez @ 909-941-3524 -Se Habla Espanol
    License # 031730

  Kay Johnson @ 909-941-3530
License # 031735

  • All loans and insurance quotes are subject to final approval by financial or insurance agent.

Lowest Rates. Best Service
Shaver Insurance
Lic. # 0593122


Mobile Home Insurance

  • Nationwide, approximately 6.5% of occupied units are mobile homes.
  • A regular mobile home insurance policy generally does not apply when a mobile home is in transit.

With the skyrocketing cost of homes throughout the United States, many new homeowners turn to the more affordable option of purchasing mobile homes (also known as manufactured homes or modular homes). In fact, in recent years one out of three new homes sold has been a manufactured home.


Mobile home insurance is like regular home insurance in that it protects the structure and the occupants' personal property from such calamities as fires, natural disasters, and theft. Mobile home insurance typically covers the mobile home and adjacent structures, such as an attached patio, deck, garage, and storage shed.


Many homeowners fall into the trap of paying too much for insurance they don't need. At the other end of the spectrum, many mobile homeowners who add on to their mobile homes forget to alert their insurance carrier, and may find themselves with inadequate coverage.

Western Heritage features only the most reputable insurance companies in the industry - companies that offer the lowest premium for your mobile home, first-class customer service, and reliable claims service. Buying a home is one of the most important purchases you will make in your lifetime, so you should be sure that the home you purchase is covered.



Western Heritage Mobile Homes